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Annuities Articles and Information

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Annuities Articles

Here you will find some helpful information that we post for your convenience. If you have any questions, please contact Bruce Venema for answers to all your insurance questions.

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Non-Qualified Annuity Ownership, Auunitant, and Beneficiary Arrangements...Does It Really Matter?

Selling non-qualified annuities is usually portrayed as a rather simple matter. Match a product to a client’s needs for accumulation and distribution, collect the premium, and earn a commission. Does sound simple, doesn’t it? But as we all know, “the devil is in the details”, and since annuities are tax-favored products, what sounds simple can easily become very complicated, especially when an owner or annuitant dies.

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Posted on Feb 04 2008 by Bruce

Annuities May Help Fix Baby Boomers Retirement Woes

Will More of Us Work Forever? The 2006 Retirement Confidence Survey, a study published by Employee Benefit Research Institute earlier this year, 75% of the respondents said their total retirement assets (excluding primary residence or any defined benefit plans) amounted to less than $10,000.

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Posted on Jan 25 2008 by Bruce

The Dirty alittle Secret About Roth-IRA Conversions - Why They Usually Don't Make Sense

My multimillionaire client Bill called me the other day. He wanted to talk about congress recently loosening the rules about who can convert regular IRA accounts to Roth-IRA accounts.

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Posted on Jan 25 2008 by Bruce

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